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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 301-921-2681.

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Klaus can use us as a reference anytime, and we'll use him for all our future real estate needs".
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Klaus Breitsameter is one of The Top Selling Real Estate Experts™
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See the nation's top rated reports for Schools in Germantown, Frederick and Gaithersburg >

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Welcome > Resources > Free TripleCalc Software ...

Download TripleCalc for FREE. It's My Gift to You.

You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC.

You don't have to be online to use TripleCalc, like the other calculators on my site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you.

TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's my gift to you for visiting my Germantown, Frederick and Gaithersburg web site.

You can send copies of TripleCalc to all your friends and associates.

Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap...

Download TripleCalc Now!

This is what TripleCalc will look like on your Windows PC. You can compare 3 loans, at one time -- and you don't have to be online. TripleCalc lets you get a leg up on complicated loan comparisons.

Includes 8 other calculations you can't do without:

Simple Mortgages with P.I.T.I.
Pre-qualifying mortgages
Plus lease, investment, balloon payment and other calculators.
Every calculator uses the super-convenient "compare three at once" format.
It's FREE.

Download TripleCalc Now!

Includes 9 sophisticated calculators. You'll use it again and again, on everthing from house payments to car loans and more.

Download TripleCalc Now!

School Reports in Germantown, Frederick and Gaithersburg, Maryland

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Germantown, Frederick and Gaithersburg

Tax Considerations >Your Tax Free Profits

Significant tax reform legislation was signed into law with the Taxpayer Relief Act of 1997. This legislation replaced both the one-time $125,000 tax-free exclusion for homeowners aged 55 and older, and the "rollover" deferment of capital gains tax requiring the purchase of a replacement home of higher or equal cost within two years of the sale of your principal residence.

With this change, a married couple filing their taxes jointly pays capital gains taxes only on that portion of home sales profits that exceeds $500,000. Single taxpayers, heads of households, and married persons filing separately may exclude up to $250,000. The exclusion is available for all sales of homes that occurred on or after May 6, 1997. Homeowners can use this tax-free provision every two years.

You are allowed to keep these tax-free profits only if you have owned and used the home as your principal residence for two out of the five years prior to the sale of the property. Although the regulations do not require continuous occupancy, the IRS specifies that your principal residence must be the home you use for the majority of time during the year. Consult your tax advisor about your personal circumstance.

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Q	What is considered to be one of the soundest long-term investments?
A	Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Klaus Breitsameter, REALTOR®, real estate agent and broker for Germantown, Frederick and Gaithersburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Klaus Breitsameter
RE/MAX Realty Group
6 Montgomery Village Avenue Suite 200
Gaithersburg, MD. 20879
Phone: 301-921-2681
Email: klausb@md-dreamhomes.com
Klaus Breitsameter is a full-time, licensed real estate professional with RE/MAX serving clients in Maryland, the District of Columbia, and Northern Virginia. No other local agent comes even close to personally making 30,000 cold contacts each year. Klaus canvasses area neighborhoods by knocking on hundreds of doors each day announcing his listings, prospecting for buyers.

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